Looking for a PhonePe referral code to earn cashback? You might be surprised to know that PhonePe doesn’t provide a traditional referral code like some other apps. Instead, it uses a referral invite link that you can share with friends and family. When someone downloads the PhonePe app through your link and makes their first transaction, both of you can earn exciting rewards.
In this guide, we’ll clear the confusion around PhonePe’s referral system, show you how to find and share your invite link, explain the referral offer details, and give you tips to maximize your earnings in 2025.
What is PhonePe?
Phonepe is a mobile app based on UPI id. This will help you to transfer money to anyone without sharing your information. Phonepe money transfer is easy and secure.
You can transfer money to UPI id or can directly transfer the amount to other’s bank account. The benefit of using Phonepe is easy and fast transfer.
Inorder to use Phonepe you need to create a Phonepe account. You can link your bank account with Phonepe account. Then you can transfer the amount directly from your bank account or your Phonepe wallet.
How to Find Your PhonePe Invite Link
To find Phonepe Referral Link:
- “Open” PhonePe App.
- You will find “Refer and Earn” on the Home screen at Top and Botton of the screen.
Benefits of Referring Friends on PhonePe
The PhonePe referral program allows you to earn cashback and rewards every time a new user signs up through your invite link and completes their first transaction. It’s a simple and instant process – you don’t have to remember any codes, just share your referral link and start earning.
Another big advantage of referring friends is that there’s no limit to how many people you can invite. The more you share your PhonePe invite link, the more rewards you can collect over time. Plus, by inviting others, you’re helping them experience one of India’s most trusted and secure UPI payment apps that can be used for recharges, bill payments, shopping, and much more.
How to create/setup PhonePe Account
Now, we can see step by step procedure to setup a Phonepe account:
For this you need to Download PhonePe app from Google Play store or App store.
Once you have downloaded Phonepe on your device you can do the setup. It is not complicated or confusing so that everyone can easily do the setup.
Here, we can see some simple steps to register or setup your Phonepe account.
Step 1: Open the Phonepe app.
Step 2: The first thing you have to do is to verify your mobile number. For this you have to enter the 10 digit mobile number and wait for the OTP verification.
(Make sure that the mobile number should be the same registered with the bank account which you need to link with your PhonePe id.)
You can wait for an OTP to verify your mobile number. Once you enter the mobile number, Phonepe will send an OTP to verify your mobile number. When you received the OTP, either Phonepe will automatically fetch the OTP, or you have to enter it for verification.
Step 2: Fill the required details like your name and Email address.
Step 3: Now, set your UPI PIN, this will activate the Phonepe wallet.
Step 4: Make Instant Payments.
How to add Bank Account in PhonePe
So, you have created a Phonepe account and now you need to link your bank account with your Phonepe account to make the transaction from bank account.
To connect your bank account with the Phonepe account you have to do some simple steps.
Step 1: Open the Phonepe home screen.
Step 2: Click on ‘My Money’ section at the bottom of home screen
Step 3: In ‘Payments’ choose ‘Bank Accounts’ to add your bank details.
Step 4: From the screen opened you can click ‘ADD NEW BANK ACCOUNT’ button at the bottom of your screen.
Step 5: From the next screen you can choose your bank from the suggestion. If not seen in the suggestion you can search your bank name on the top search box
Step 6: When you click the bank account Phonepe automatically send an sms from our mobile number it help you to fetch your bank details to connect with your Phonepe.
Step 7: Now select the account and click continue.
The bank account is now connected with your Phonpe account. Now you can transfer the amount to anyone from your bank account through Phonepe.
The bank account is now linked with your Phonepe, so you can add money to Phonepe wallet.
You can pay from your bank account, wallet or from UPI debit or credit card.
Overall, Phonepe is a very useful app for money transfer and sometimes you get exciting offers and cashbacks by using Phonepe services.
Currently, Phonepe not charging any service charges for money transaction either it is a person to person or merchant payment. So, the users would be benefitted from the zero transaction fee. Users can do money transaction from anywhere at any time. We can do a transaction of a very small amount through PhonePe. It allows Rs.1 Lakh for a single transaction, and it is the daily limit.
How To Delete PhonePe Account
To delete PhonePe account permanently you need to contact the customer care/support team because PhonePe doesn’t provide a direct option to deactivate your profile from the Android and iPhone app.
To delete PhonePe account then follow the steps below:
- ‘Open’ PhonePe App.
- Click on the ‘Question icon‘ at top of screen.
- Choose the ‘My Account, KYC & App issues’ option.
- Tap on ‘Account related issues’ and select ‘Deleting my account’.
- Choose a reason for Why you want to delete PhonePe account.
- After that click on ‘Contact Us’ button.
- On the next screen, Type a message that you want to delete PhonePe account permanently and click on the send message to raise a support ticket.
The customer care support team will contact you within 2-3 working days to confirm your request and your account will be deactivated.
Also read:
Amazon Pay Referral Code: 2R3S8Q | Earn Cashback and Exciting Rewards